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How NCEA Works: A Complete Guide to Credits, Internals, Externals, and Grades

Blue poster with the title "Understanding NCEA Grades"

If you’re new to NCEA, the system can seem confusing at first — credits, standards, internals, externals, endorsements… it’s a lot to take in. This guide breaks everything down into simple, clear sections so you can understand how NCEA marking works and what students need to succeed.


Whether you’re a parent, a student starting NCEA for the first time, or someone trying to understand the system, this post will help you make sense of it all.


What NCEA Is

NCEA (National Certificate of Educational Achievement) is New Zealand’s main secondary school qualification. It runs across three levels:

  • Level 1 (usually Year 11)

  • Level 2 (usually Year 12)

  • Level 3 (usually Year 13)

Instead of one final grade, students work towards a qualification by earning credits in each subject throughout the year.


What Credits Are

Every NCEA subject is made up of standards. Each standard is worth a certain number of credits — usually between 2 and 6.

Students pass a standard by completing the assessment for it, and the credits from that standard are added to their total.


How many credits do you need?

  • Level 1: 60 Level 1 credits + 20 literacy/numeracy credits

  • Level 2: 60 Level 2 credits + 20 credits from any level

  • Level 3: 60 Level 3 credits + 20 credits from Level 2 or 3

Most subjects offer 18–22 credits total per year.


What Achievement Standards Are

Every NCEA standard fits into one of two types:

  • Achievement Standards (AS) – used in most subjects

  • Unit Standards (US) – more common in vocational subjects

Each standard is assessed through either:

  • Internal assessment (done during the year), or

  • External assessment (exam or portfolio at the end of the year)

The mix of these varies depending on the subject.


Internal Assessments Explained

Internal assessments are completed during the school year and marked by teachers.

They can be:

  • Tests

  • Speeches

  • Research reports

  • Practical experiments

  • Performances

  • Essays

  • Investigations


Key features of internal assessments:

  • Marked at school

  • Results returned quickly

  • Often assess practical, applied, or in-depth skills

  • Usually one chance only (unless a resubmission is offered)

  • Moderated externally to check marking is fair

  • Count toward the student’s credit total immediately


Examples:

  • English creative writing

  • Science practical investigations

  • Geography research assignments

  • Maths statistical investigations

Internals often require planning, time management, and ongoing effort throughout the year.

External Assessments Explained

External assessments are completed at the end of the year during the NCEA exams in November.

Most externals are written exams, but some subjects may have:

  • Portfolios (Art)

  • Submissions (Technology, Design)

  • Listening exams (Languages)


Key features of external assessments:

  • Marked by NZQA (not schools)

  • Completed under exam conditions

  • Cover broader topics taught over the year

  • Focus heavily on understanding and application

  • Require good exam technique and revision


Examples:

  • Maths algebra exam

  • Biology genetics exam

  • English unfamiliar text + essay exams

  • Chemistry bonding/structure

  • Economics market exams

Externals contribute heavily to Merit and Excellence endorsements because students can demonstrate depth of understanding.


How NCEA Grades Work (Achieved, Merit, Excellence)

Every standard — whether internal or external — is marked using these four grades:

  • Not Achieved (N) – standard not met

  • Achieved (A) – basic understanding

  • Merit (M) – deeper explanation, more detail

  • Excellence (E) – perceptive, clear, insightful, fully developed


What Each Grade Means


Achieved:

  • Student meets the minimum requirements

  • Basic explanation or demonstration

  • Idea is correct but not detailed

Merit:

  • More thorough explanations

  • Clear reasoning or deeper processes shown

  • Good understanding

Excellence:

  • Insightful, precise, well-organised answers

  • Clear evidence of deep understanding

  • Can relate ideas to unfamiliar situations

  • Often uses technical vocabulary accurately

Endorsements: Merit, Excellence, and Course Endorsements

Students can earn endorsements if they consistently perform well.


Course Endorsement (per subject):

To earn a Merit or Excellence endorsement in a subject, a student needs:

  • 14 credits at Merit or Excellence,

  • Including at least 3 internal AND 3 external credits (some subjects have exceptions)

Certificate Endorsement:

Awarded for the whole year level:

  • 50 credits at Merit or Excellence = Merit Endorsement

  • 50 credits at Excellence = Excellence Endorsement

Endorsements look great on reports and university applications.

Understanding the Balance: Internals vs Externals

Most subjects contain a mix:

Subject

Internal Credits

External Credits

English

12

8

Biology

8

12

Chemistry

4

16

Geography

14

10

Maths

4

16

Some subjects (like Dance, PE, Hospitality) are mostly internal.

Other subjects (like Maths and Science) rely heavily on externals.


How Past Papers Fit In

NCEA exam questions are highly repetitive. Past papers show:

  • Question patterns

  • Typical wording

  • How deep an Excellence answer needs to be

  • What markers expect

Students who practise past papers tend to perform much better in externals.


Common Myths About NCEA

  • “You can’t study for English.” - Wrong — English has predictable structures and repeated question styles.

  • “Exams are harder than internals.” - They’re different, not harder.

  • “You need Excellence in every standard to do well.” - Not true — endorsements only require 50 credits.

  • “NCEA is confusing.” - It only feels confusing until you understand the structure.


Tips for Success in NCEA

For Internals:

  • Start early

  • Break assignments into smaller tasks

  • Check the marking schedule before submitting

  • Ask for feedback

For Externals:

  • Use past papers

  • Create short summaries

  • Study consistently

  • Learn to apply content to new situations

  • Practise timed questions

How Tutoring Helps

Our tutors have completed these same standards themselves and can help with:

  • Internal writing, reports, and assignments

  • External exam preparation

  • Past paper practice

  • Understanding course content

  • Study planning

  • Building exam confidence


We tutor NCEA Levels 1–3 in:

  • English

  • Biology

  • Chemistry

  • Dance

  • Economics (L1–2)

  • Statistics (L1–2)

  • General Level 1 subjects




👉 Contact us to book tutoring or learn more.

Call or Text us: 027-364-4492


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